BATON ROUGE, La. — The Louisiana Department of Insurance has streamlined the application process for a state law providing eligible military personnel with a 25% discount on the liability portion of their auto insurance premiums.
Insurance Commissioner Tim Temple announced the change through Bulletin 2026-11, eliminating the requirement for eligible service members to submit a new application each year. Under the revised process, applicants will only need to file the required paperwork once to receive the discount.
The discount is available to active-duty military personnel stationed in Louisiana, military reservists based in the state, and members of the Louisiana Army National Guard and Louisiana Air National Guard.
“The brave men and women serving our country dedicate themselves to protecting the very freedoms that make America great,” Temple said. “This law recognizes their service by helping military members save on auto insurance. I made this change with the intent to incentivize more of our service members to take advantage of this significant discount.”
To receive the discount, eligible applicants must complete the state’s military discount application and submit it to their insurance company or agent along with documentation verifying eligibility.
Active-duty personnel and reservists must provide current military orders showing assignment to a Louisiana duty station. Members of the Louisiana Army National Guard and Louisiana Air National Guard must provide a letter from their commander on official unit letterhead confirming membership.
The military auto insurance discount was established under Act 770 of the 2004 Regular Legislative Session.
State officials noted that insurers may also voluntarily offer the same discount to veterans with a Department of Veterans Affairs disability rating of 50% or higher, as well as retired members of the U.S. Armed Forces, National Guard, Louisiana Army National Guard and Louisiana Air National Guard.
The Louisiana Department of Insurance said consumers with questions about the military discount or their auto insurance premiums can contact the agency’s Office of Consumer Advocacy.