WalletHub ranked Louisiana third among states where mortgage delinquency increased the most between the fourth quarter of 2025 and the first quarter of 2026, citing growing financial pressure on homeowners.
According to the report, Louisiana recorded a 4.40% increase in the average number of delinquent mortgage tradelines during the period. The state’s share of average mortgage tradelines delinquent in the first quarter of 2026 reached 14.33%.
The report examined changes in mortgage delinquency rates across states to identify where home loans have become less affordable amid ongoing economic pressures, including elevated housing costs and interest rates.
Mortgage delinquency occurs when borrowers fall behind on home loan payments, a metric often used to gauge household financial stress and housing market stability.
Louisiana trailed only two other states in the rankings, highlighting continued affordability challenges in the state’s housing market.
The findings come as housing affordability remains strained nationally, with many homeowners facing higher insurance premiums, property taxes and borrowing costs in addition to mortgage payments.
The full report is available from WalletHub.