By Dwight Dye | Special to BIZ Magazine
In today’s financial climate, savvy business owners, investors, and high-income earners are constantly looking for strategic ways to grow their wealth while reducing their tax burden. One of the most powerful — yet often overlooked — strategies is equipment leasing through an independent rental platform. While many are focused on traditional real estate investments, this high-return, low-risk alternative may deliver even greater rewards with far less hassle.
Here’s how it works: As an investor, you start your own rental business — typically an LLC — and purchase heavy equipment (think aerial lifts and construction machinery) that is then rented out by a national master rental company on your behalf. In return, you receive monthly income that not only covers your loan payments but also provides positive cash flow. For 2025, that’s approximately $11,450 per month for every $1 million in equipment purchased.
With over 29,000 pieces of equipment and more than $2 billion in assets under management on the platform I work with, this is no small side hustle. It’s a $60 billion industry with plenty of room for growth.
But the real kicker? The tax benefits. Thanks to Section 179 of the IRS tax code, you can depreciate up to 100% of your equipment in the first year — up to $1.25 million — meaning significant write-offs that could offset income from a W-2, 1099, K1, or capital gains. For many, this results in dramatically lower (or even eliminated) federal and state tax liabilities. In fact, some clients walk away with tens of thousands of dollars in post-tax liquidity — not just a deduction, but actual savings in their pocket.
Let’s compare it to real estate:
A $1 million property (with land excluded from depreciation) offers about $25,000 in tax savings after cost segregation and bonus depreciation — and requires a $250,000 down payment. Meanwhile, $1 million in equipment leasing can unlock up to $120,000 in tax savings with just a $100,000 down payment (plus a small platform fee). The math speaks for itself.
After six years, there’s even a buy-back option that allows investors to cash out roughly 58% of their original equipment value — often enough to pay off the loan and return the initial down payment, with a little extra.
This program is ideal for anyone who:
- Has high earned or passive income,
- Wants consistent cash flow with minimal management, and
- Is looking for powerful tax-reduction strategies.
I guide clients through the process personally — from setting up the LLC to navigating financing and tax structure. This isn’t some passive platform plug; it’s a strategic move to take control of your financial future with the support and resources you need.
Equipment leasing isn’t just for big corporations anymore. With low entry points, substantial tax advantages, and strong returns, it’s time more business leaders took a closer look.
Want to explore whether this strategy is a fit for you? Visit www.dwightdye.com to schedule a call.
Dwight Dye is a seasoned tax strategist and equipment leasing expert who helps high-income earners and business owners unlock powerful, little-known tax advantages. He works one-on-one with clients nationwide to build cash-flowing rental businesses through strategic equipment investments.